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Search results for “out-of-state claim”

20 results

My cousin says the truck owner can dodge this in Canton because the truck was borrowed

A Canton bartender gets caught in a debris-caused pileup, and now the borrower, the owner, and multiple insurers are all trying to dump the claim on somebody else.

ARTICLE by Pete Makowski

A coworker got paid. Your Columbus van crash claim gets silence

You got clipped by a delivery van on the highway in Columbus, missed work travel time, and now the insurer is just flat-out ignoring you.

ARTICLE by Dave Strickler

You may see this in an insurance letter, a crash report discussion, or a claim call where someone says Ohio is an "at-fault" state. That means the driver who caused the...

Coworker says Cleveland insurers can blame me as a passenger - is that actually true?

You were just riding along, but in a Cleveland multi-car crash an insurer may still try every trick it has to cut your payout, including bogus blame and "pre-existing" mental health arguments.

ARTICLE by Karen Blazer

You just got a letter that says your injuries may not meet the "tort threshold," and now it sounds like somebody is trying to shut the door on a claim before you even get...

Did I miss Ohio's deadline to challenge the insurance doctor?

The ER may have told you to rest, follow up, and watch for worsening symptoms. The insurance-side doctor will often take that same chart and use it to say you were "fine,"...

Your colleague got $90,000 after a wreck - why are they dangling $8,000 here?

A Cincinnati crash at a bad intersection can turn into a lowball mess fast when you live across the river and the insurer starts using your fatigue, address, and the missing sign against you.

ARTICLE by Sharon Nemeth

What evidence do I need for workers comp after a Cincinnati rideshare crash?

In Kentucky, the coverage fight can turn faster on employer status and insurance layers. In Ohio, the insurer or employer will often tell you something simpler: "You were just...

What evidence do I need to fight an IME after a Youngstown crash?

$25,000 is Ohio's minimum bodily injury liability limit per person, and a bad IME can give the insurer an excuse to stop paying treatment before your bills even reach that...

Columbus City Truck Crosswalk Claims for Veterans

Getting hit by a city-owned truck in Columbus is not a normal car claim, and your VA disability benefits do not let the city off the hook.

ARTICLE by Sharon Nemeth

I was easing past the cones when that car blew through - did I ruin this?

A Youngstown HVAC tech with an old back injury got hit in a construction zone by a driver with little or no coverage, and now the insurer wants a cheap, fast deal before the damage is clear.

ARTICLE by Pete Makowski

What trips people up most is that a simple denial or low offer is not automatically bad faith. An insurer can dispute a claim and still act lawfully. Bad faith happens when an...

Canton crash left me with ER debt and now the release would make my future treatment my problem

A broad release after a rideshare crash in Canton can wipe out payment for injuries that get worse later, even if the first offer barely covers the ER.

ARTICLE by Roberto Rios

Your policy or the rental counter's: which one pays after a Columbus hit-and-run?

An unidentified driver hit her while crossing the street at night, and now her own insurer and the rental company are both trying to dodge the bill.

ARTICLE by Dave Strickler

Think of a truck stop cashier refusing to take a fair payment that would cover the whole bill, then sticking someone else with a much bigger tab later. That is the basic idea...

Am I running out of time to use Uber insurance after a Canton crash?

The thing insurers hope you never find out is that, as an Ohio rideshare passenger, you may have more than one insurance claim available - but the clock on your injury claim is...

Can I get Ohio workers' comp if I was a passenger during work?

Yes - if the ride was part of your job, Ohio workers' comp can cover you even if you were only a passenger. As of July 1, 2024, Ohio cut private-employer workers' comp base...

Should I take the Cleveland adjuster's offer or wait for my VA records?

With 2025 Ohio auto policy renewals driving up claim-pressure and year-end files getting pushed to close, the insurer wants you to believe take the money now is the smart move....

Cleveland hit-and-run claim? The hospital lien notice is the real punch

A night-shift doctor gets hit by an unknown driver, then learns the hospital wants repayment out of any money recovered.

ARTICLE by Pete Makowski

assignment of bad faith rights

Not a sale of the injury claim itself, and not a way to hand over every complaint you have against an insurer. Usually, it means a policyholder transfers a specific legal...