Ohio Accidents

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My cousin says the truck owner can dodge this in Canton because the truck was borrowed
A Canton bartender gets caught in a debris-caused pileup, and now the borrower, the owner, and multiple insurers are all trying to dump the claim on somebody else.
ARTICLE by Pete Makowski
2026-04-02
Who Is Liable in an Ohio Black Ice Crash
Black ice does not automatically let the other driver, the city, or the insurance company off the hook in Ohio, and the fight usually comes down to speed, following distance, maintenance records, and who should have seen the danger coming.
ARTICLE by Tamika Green
2026-03-02
A coworker got paid. Your Columbus van crash claim gets silence
You got clipped by a delivery van on the highway in Columbus, missed work travel time, and now the insurer is just flat-out ignoring you.
ARTICLE by Dave Strickler
2026-04-02
Cleveland hit-and-run claim? The hospital lien notice is the real punch
A night-shift doctor gets hit by an unknown driver, then learns the hospital wants repayment out of any money recovered.
ARTICLE by Pete Makowski
2026-03-30
Coworker says Cleveland insurers can blame me as a passenger - is that actually true?
You were just riding along, but in a Cleveland multi-car crash an insurer may still try every trick it has to cut your payout, including bogus blame and "pre-existing" mental health arguments.
ARTICLE by Karen Blazer
2026-03-23
Ohio Wrongful Death Rights Despite Mental Health History
In Ohio, a wrongful death case belongs to the personal representative of the estate, but the money is for surviving family, and the victim's own pain and suffering claim is a separate survival action.
ARTICLE by Tamika Green
2026-03-09
Got hit head-on on a Cleveland divided highway and now two insurance companies are fighting over whose problem I am
A Cleveland electrician gets hit by a wrong-way driver who was working at the time, and now the personal insurer, the company insurer, and the weather excuse are all colliding.
ARTICLE by Sharon Nemeth
2026-03-25
A coworker says sleepy-driver cases top out fast in Cleveland - is that actually true?
A Cleveland retail worker hurt when a drowsy driver hit her bus needs to lock down evidence now before footage, witnesses, and phone data disappear and before a too-low settlement gets sold as "the best you can do."
ARTICLE by Anita Chakraborty
2026-03-23
Can I get Ohio workers' comp if I was a passenger during work?
Yes - if the ride was part of your job, Ohio workers' comp can cover you even if you were only a passenger. As of July 1, 2024, Ohio cut private-employer workers' comp base...
FAQ
Did I miss Ohio's deadline to challenge the insurance doctor?
The ER may have told you to rest, follow up, and watch for worsening symptoms. The insurance-side doctor will often take that same chart and use it to say you were "fine,"...
FAQ
Who Is Responsible for a Test Drive Crash in Ohio
If a wreck happens during a test drive in Ohio, payment usually turns on who caused it, which insurance applies first, and whether the dealer had the car properly covered.
ARTICLE by Tamika Green
2026-03-20
at-fault state
You may see this in an insurance letter, a crash report discussion, or a claim call where someone says Ohio is an "at-fault" state. That means the driver who caused the...
DEFINITION
Am I running out of time to use Uber insurance after a Canton crash?
The thing insurers hope you never find out is that, as an Ohio rideshare passenger, you may have more than one insurance claim available - but the clock on your injury claim is...
FAQ
Should I take the Cleveland adjuster's offer or wait for my VA records?
With 2025 Ohio auto policy renewals driving up claim-pressure and year-end files getting pushed to close, the insurer wants you to believe take the money now is the smart move....
FAQ
What evidence do I need to fight an IME after a Youngstown crash?
$25,000 is Ohio's minimum bodily injury liability limit per person, and a bad IME can give the insurer an excuse to stop paying treatment before your bills even reach that...
FAQ
Can Ohio insurance make me give a recorded statement after a crash?
The costliest mistake is believing the adjuster when they say a recorded statement is required right now or your claim will be delayed. That is what the insurance company will...
FAQ
Canton crash left me with ER debt and now the release would make my future treatment my problem
A broad release after a rideshare crash in Canton can wipe out payment for injuries that get worse later, even if the first offer barely covers the ER.
ARTICLE by Roberto Rios
2026-03-23
Columbus City Truck Crosswalk Claims for Veterans
Getting hit by a city-owned truck in Columbus is not a normal car claim, and your VA disability benefits do not let the city off the hook.
ARTICLE by Sharon Nemeth
2026-03-21
My neck is wrecked after a head-on crash on a Columbus road and now the other driver is flat-out lying
A Columbus city parks worker gets hit head-on by a driver passing over the center line, and the whole claim turns into a credibility fight because nobody else saw it.
ARTICLE by Dave Strickler
2026-03-23
open and obvious doctrine
Miss this rule, and a slip-and-fall or property injury claim can fall apart because Ohio law may treat the hazard as something a reasonable person should have seen and avoided,...
DEFINITION