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Search results for “underinsured motorist”

20 results

My cousin says the truck owner can dodge this in Canton because the truck was borrowed

A Canton bartender gets caught in a debris-caused pileup, and now the borrower, the owner, and multiple insurers are all trying to dump the claim on somebody else.

ARTICLE by Pete Makowski

Canton crash left me with ER debt and now the release would make my future treatment my problem

A broad release after a rideshare crash in Canton can wipe out payment for injuries that get worse later, even if the first offer barely covers the ER.

ARTICLE by Roberto Rios

I was easing past the cones when that car blew through - did I ruin this?

A Youngstown HVAC tech with an old back injury got hit in a construction zone by a driver with little or no coverage, and now the insurer wants a cheap, fast deal before the damage is clear.

ARTICLE by Pete Makowski

Coworker says Cleveland insurers can blame me as a passenger - is that actually true?

You were just riding along, but in a Cleveland multi-car crash an insurer may still try every trick it has to cut your payout, including bogus blame and "pre-existing" mental health arguments.

ARTICLE by Karen Blazer

Your policy or the rental counter's: which one pays after a Columbus hit-and-run?

An unidentified driver hit her while crossing the street at night, and now her own insurer and the rental company are both trying to dodge the bill.

ARTICLE by Dave Strickler

A coworker got paid. Your Columbus van crash claim gets silence

You got clipped by a delivery van on the highway in Columbus, missed work travel time, and now the insurer is just flat-out ignoring you.

ARTICLE by Dave Strickler

Cleveland hit-and-run claim? The hospital lien notice is the real punch

A night-shift doctor gets hit by an unknown driver, then learns the hospital wants repayment out of any money recovered.

ARTICLE by Pete Makowski

Am I running out of time to use Uber insurance after a Canton crash?

The thing insurers hope you never find out is that, as an Ohio rideshare passenger, you may have more than one insurance claim available - but the clock on your injury claim is...

That settlement money isn't all yours once the bills start lining up

A bad police report can shrink a pedestrian claim fast, and the rest of the hit comes from medical bills, insurance payback, and liens taking their cut.

ARTICLE by Frank Wojciechowski

What evidence do I need to fight an IME after a Youngstown crash?

$25,000 is Ohio's minimum bodily injury liability limit per person, and a bad IME can give the insurer an excuse to stop paying treatment before your bills even reach that...

Can Ohio deny my Canton Uber claim because my old back injury got worse?

No - Ohio law does not let an insurer deny your claim just because you already had a back problem; it still has to pay for any aggravation the crash caused. The expensive...

Got hit head-on on a Cleveland divided highway and now two insurance companies are fighting over whose problem I am

A Cleveland electrician gets hit by a wrong-way driver who was working at the time, and now the personal insurer, the company insurer, and the weather excuse are all colliding.

ARTICLE by Sharon Nemeth

What trips people up most is that a simple denial or low offer is not automatically bad faith. An insurer can dispute a claim and still act lawfully. Bad faith happens when an...

Columbus City Truck Crosswalk Claims for Veterans

Getting hit by a city-owned truck in Columbus is not a normal car claim, and your VA disability benefits do not let the city off the hook.

ARTICLE by Sharon Nemeth

unreasonable delay

What trips people up most is that delay is not automatically unreasonable just because it feels slow. A short pause can be justified if an insurer needs records, wants to...

Who Is Responsible for a Test Drive Crash in Ohio

If a wreck happens during a test drive in Ohio, payment usually turns on who caused it, which insurance applies first, and whether the dealer had the car properly covered.

ARTICLE by Tamika Green

Should I let Akron insurance record my kid after the crash?

If you get this wrong, the adjuster can freeze your child's words into a statement they later use to cut payment or deny fault, and no, you usually do not have to let the other...

A coworker says sleepy-driver cases top out fast in Cleveland - is that actually true?

A Cleveland retail worker hurt when a drowsy driver hit her bus needs to lock down evidence now before footage, witnesses, and phone data disappear and before a too-low settlement gets sold as "the best you can do."

ARTICLE by Anita Chakraborty

Can I get Ohio workers' comp if I was a passenger during work?

Yes - if the ride was part of your job, Ohio workers' comp can cover you even if you were only a passenger. As of July 1, 2024, Ohio cut private-employer workers' comp base...

My neck is wrecked after a head-on crash on a Columbus road and now the other driver is flat-out lying

A Columbus city parks worker gets hit head-on by a driver passing over the center line, and the whole claim turns into a credibility fight because nobody else saw it.

ARTICLE by Dave Strickler