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Search results for “subrogation”

20 results

My cousin says the truck owner can dodge this in Canton because the truck was borrowed

A Canton bartender gets caught in a debris-caused pileup, and now the borrower, the owner, and multiple insurers are all trying to dump the claim on somebody else.

ARTICLE by Pete Makowski

Canton crash left me with ER debt and now the release would make my future treatment my problem

A broad release after a rideshare crash in Canton can wipe out payment for injuries that get worse later, even if the first offer barely covers the ER.

ARTICLE by Roberto Rios

That settlement money isn't all yours once the bills start lining up

A bad police report can shrink a pedestrian claim fast, and the rest of the hit comes from medical bills, insurance payback, and liens taking their cut.

ARTICLE by Frank Wojciechowski

A coworker got paid. Your Columbus van crash claim gets silence

You got clipped by a delivery van on the highway in Columbus, missed work travel time, and now the insurer is just flat-out ignoring you.

ARTICLE by Dave Strickler

Coworker says Cleveland insurers can blame me as a passenger - is that actually true?

You were just riding along, but in a Cleveland multi-car crash an insurer may still try every trick it has to cut your payout, including bogus blame and "pre-existing" mental health arguments.

ARTICLE by Karen Blazer

Cleveland hit-and-run claim? The hospital lien notice is the real punch

A night-shift doctor gets hit by an unknown driver, then learns the hospital wants repayment out of any money recovered.

ARTICLE by Pete Makowski

I was easing past the cones when that car blew through - did I ruin this?

A Youngstown HVAC tech with an old back injury got hit in a construction zone by a driver with little or no coverage, and now the insurer wants a cheap, fast deal before the damage is clear.

ARTICLE by Pete Makowski

Your policy or the rental counter's: which one pays after a Columbus hit-and-run?

An unidentified driver hit her while crossing the street at night, and now her own insurer and the rental company are both trying to dodge the bill.

ARTICLE by Dave Strickler

Got hit head-on on a Cleveland divided highway and now two insurance companies are fighting over whose problem I am

A Cleveland electrician gets hit by a wrong-way driver who was working at the time, and now the personal insurer, the company insurer, and the weather excuse are all colliding.

ARTICLE by Sharon Nemeth

assignment of bad faith rights

Not a sale of the injury claim itself, and not a way to hand over every complaint you have against an insurer. Usually, it means a policyholder transfers a specific legal...

Columbus City Truck Crosswalk Claims for Veterans

Getting hit by a city-owned truck in Columbus is not a normal car claim, and your VA disability benefits do not let the city off the hook.

ARTICLE by Sharon Nemeth

You may see this in an insurance policy, a denial letter, or a call where the adjuster says the company will "provide a defense under a reservation of rights." That language...

What trips people up most is that a simple denial or low offer is not automatically bad faith. An insurer can dispute a claim and still act lawfully. Bad faith happens when an...

Ohio Wrongful Death Rights Despite Mental Health History

In Ohio, a wrongful death case belongs to the personal representative of the estate, but the money is for surviving family, and the victim's own pain and suffering claim is a separate survival action.

ARTICLE by Tamika Green

Should I take the Cleveland adjuster's offer or wait for my VA records?

With 2025 Ohio auto policy renewals driving up claim-pressure and year-end files getting pushed to close, the insurer wants you to believe take the money now is the smart move....

I borrowed a van in Canton, got hit by a truck with bad brakes, and now the hospital wants the check

When you were driving somebody else's vehicle and the other driver's brakes were already a known problem, the fight is not just about fault - it's about whether the hospital lien eats your recovery before you see a dollar.

ARTICLE by Roberto Rios

That truck's data can disappear before your bruises even show up

A Canton hotel housekeeper gets sideswiped while passing a slow-moving truck, and the fight quickly turns into fault, data loss, and injuries that may not fully hit for a day or two.

ARTICLE by Tamika Green

A coworker says sleepy-driver cases top out fast in Cleveland - is that actually true?

A Cleveland retail worker hurt when a drowsy driver hit her bus needs to lock down evidence now before footage, witnesses, and phone data disappear and before a too-low settlement gets sold as "the best you can do."

ARTICLE by Anita Chakraborty

Am I running out of time to use Uber insurance after a Canton crash?

The thing insurers hope you never find out is that, as an Ohio rideshare passenger, you may have more than one insurance claim available - but the clock on your injury claim is...

betterment deduction

What catches people off guard is that getting paid for a repair does not always mean getting the full repair bill. A betterment deduction is the amount an insurer subtracts...