Ohio Accidents

A Canton bartender gets caught in a debris-caused pileup, and now the borrower, the owner, and multiple insurers are all trying to dump the claim on somebody else.

A night-shift doctor gets hit by an unknown driver, then learns the hospital wants repayment out of any money recovered.

A Youngstown HVAC tech with an old back injury got hit in a construction zone by a driver with little or no coverage, and now the insurer wants a cheap, fast deal before the damage is clear.

What usually decides fault, what police and insurance look at first, and why night crashes on Ohio state routes turn into ugly fights fast.