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Got hit head-on on a Cleveland divided highway and now two insurance companies are fighting over whose problem I am

A Cleveland electrician gets hit by a wrong-way driver who was working at the time, and now the personal insurer, the company insurer, and the weather excuse are all colliding.

ARTICLE by Sharon Nemeth

My cousin says the truck owner can dodge this in Canton because the truck was borrowed

A Canton bartender gets caught in a debris-caused pileup, and now the borrower, the owner, and multiple insurers are all trying to dump the claim on somebody else.

ARTICLE by Pete Makowski

Who Is Liable in an Ohio Black Ice Crash

Black ice does not automatically let the other driver, the city, or the insurance company off the hook in Ohio, and the fight usually comes down to speed, following distance, maintenance records, and who should have seen the danger coming.

ARTICLE by Tamika Green

Canton crash left me with ER debt and now the release would make my future treatment my problem

A broad release after a rideshare crash in Canton can wipe out payment for injuries that get worse later, even if the first offer barely covers the ER.

ARTICLE by Roberto Rios

Coworker says Cleveland insurers can blame me as a passenger - is that actually true?

You were just riding along, but in a Cleveland multi-car crash an insurer may still try every trick it has to cut your payout, including bogus blame and "pre-existing" mental health arguments.

ARTICLE by Karen Blazer

A coworker got paid. Your Columbus van crash claim gets silence

You got clipped by a delivery van on the highway in Columbus, missed work travel time, and now the insurer is just flat-out ignoring you.

ARTICLE by Dave Strickler

That settlement money isn't all yours once the bills start lining up

A bad police report can shrink a pedestrian claim fast, and the rest of the hit comes from medical bills, insurance payback, and liens taking their cut.

ARTICLE by Frank Wojciechowski

Columbus City Truck Crosswalk Claims for Veterans

Getting hit by a city-owned truck in Columbus is not a normal car claim, and your VA disability benefits do not let the city off the hook.

ARTICLE by Sharon Nemeth

Cleveland hit-and-run claim? The hospital lien notice is the real punch

A night-shift doctor gets hit by an unknown driver, then learns the hospital wants repayment out of any money recovered.

ARTICLE by Pete Makowski

I was easing past the cones when that car blew through - did I ruin this?

A Youngstown HVAC tech with an old back injury got hit in a construction zone by a driver with little or no coverage, and now the insurer wants a cheap, fast deal before the damage is clear.

ARTICLE by Pete Makowski

open and obvious doctrine

Miss this rule, and a slip-and-fall or property injury claim can fall apart because Ohio law may treat the hazard as something a reasonable person should have seen and avoided,...

Your policy or the rental counter's: which one pays after a Columbus hit-and-run?

An unidentified driver hit her while crossing the street at night, and now her own insurer and the rental company are both trying to dodge the bill.

ARTICLE by Dave Strickler

My neck is wrecked after a head-on crash on a Columbus road and now the other driver is flat-out lying

A Columbus city parks worker gets hit head-on by a driver passing over the center line, and the whole claim turns into a credibility fight because nobody else saw it.

ARTICLE by Dave Strickler

Who Is Responsible for a Test Drive Crash in Ohio

If a wreck happens during a test drive in Ohio, payment usually turns on who caused it, which insurance applies first, and whether the dealer had the car properly covered.

ARTICLE by Tamika Green

You may see this in an insurance letter, a crash report discussion, or a claim call where someone says Ohio is an "at-fault" state. That means the driver who caused the...

A coworker says sleepy-driver cases top out fast in Cleveland - is that actually true?

A Cleveland retail worker hurt when a drowsy driver hit her bus needs to lock down evidence now before footage, witnesses, and phone data disappear and before a too-low settlement gets sold as "the best you can do."

ARTICLE by Anita Chakraborty

That truck's data can disappear before your bruises even show up

A Canton hotel housekeeper gets sideswiped while passing a slow-moving truck, and the fight quickly turns into fault, data loss, and injuries that may not fully hit for a day or two.

ARTICLE by Tamika Green

I borrowed a van in Canton, got hit by a truck with bad brakes, and now the hospital wants the check

When you were driving somebody else's vehicle and the other driver's brakes were already a known problem, the fight is not just about fault - it's about whether the hospital lien eats your recovery before you see a dollar.

ARTICLE by Roberto Rios

You may see this in an insurance policy, a denial letter, or a call where the adjuster says the company will "provide a defense under a reservation of rights." That language...

Liability After a Nighttime Pedestrian Accident

What usually decides fault, what police and insurance look at first, and why night crashes on Ohio state routes turn into ugly fights fast.

ARTICLE by Pete Makowski